# Tokenization-as-a-Service (TaaS)

Turn certified physical metals into programmable, on-chain assets—fractional, instantly transferable, and distribution-ready across exchanges, DeFi partners, and our community.

### 1. What You Can Achieve

* Financing: Unlock working capital against allocated/segregated inventory.
* Fundraising: Programmatic issuance with transparent reserve attestations.
* Sales Channel: 24/7 global retail/institutional distribution.
* Transfer & Settlement: Fast, auditable title transfer; metal moves only on redemption.

### 2. Denomination Standard (Important)

* Fixed unit: Every token = 1 troy ounce of gold.
* No custom SKUs: We do not issue gram/kilo/serial-bar denominations.
* Benefits of standardization: Uniform pricing, simpler accounting, cleaner integrations, and deeper shared liquidity.

*(Today: PGOLD for gold. Silver/platinum families may be introduced later, each may have different SKU per token.)*

### 3. Benefits of Turning Your Gold into PGOLD

* Expanded market access: Reach buyers and lenders across geographies and platforms.
* Fractional investment (by token count): Offer single-ounce units suited to both retail and institutions.
* Trade settlement & clearing: Transfer digital title in seconds—no metal movement required.
* Cost & operational efficiency: Tamper-evident ledgers replace manual reconciliation; reduce paperwork and logistics overhead.
* Composability: Use PGOLD across DeFi—lending, LP, hedging, and structured products.

### 4. Who It’s For

Vaults • Refiners • Dealers • Aggregators • Treasuries • Family Offices • Brands • Market Makers

### 5. How It Works (End-to-End)

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Warehouse Reserves Due Diligence

We review your business, inventory, and objectives. We conduct KYC/KYB, verify custody setup, certifications, insurance, and logistics, and align on program terms—so you don’t need to handle blockchain complexity.
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Physical Assets → Digital Tokens (PGOLD)

Once approved, we mint PGOLD 1:1 against certified reserves and record the linkage to your physical asset (bar list/serials, fineness, vault). Each PGOLD = 1 troy oz.
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Tradable & Collateral-Ready

Your tokens behave like any digital asset: transfer, list for sale, collateralize, or integrate with DeFi (trading, lending, LP, structured notes). Redemptions burn tokens and release bars per program SLA.
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### 6. Partner Requirements (Checklist)

* Corporate registration & UBO documentation
* Vault operator details, certifications (e.g., LBMA where relevant), insurance
* Inventory evidence (bar lists, serials, weights, fineness, custody model)
* Jurisdictional disclosures & redemption logistics
* Program selections (fee model, reporting/attestation cadence, redemption locations)
* Technical contact for API/reporting integration

### 7. Technical & Operational Architecture

* Token standard: ERC-20 on primary chain; omnichain expansion via messaging where enabled
* Lifecycle controls: Role-gated mint/burn; attestations anchor issuance/redemption
* Telemetry: Supply, mints/burns, holder distribution, and reserve snapshots via dashboard & APIs
* Oracles & pricing: Market data for NAV/marking (integration-dependent)
* Monitoring: Status page, incident handling, reconciliation workflows

### 8. Data, Attestations & Transparency

* Dashboards: Total/circulating supply, mints/burns, holder distribution
* Attestations: Reserve proofs (monthly standard; higher cadence optional)
* APIs:
  * `GET /supply` — total & circulating
  * `GET /events` — mint/burn/bridge feed
  * `GET /reserves` — latest attestation snapshot/metadata
* Audit access: Read-only data rooms and exportable reports

### 9. Economics (High-Level)

* Setup: Legal, technical, and vault onboarding
* Flow fees: Mint/burn, settlement, optional DeFi integration
* Distribution: Listings, liquidity seeding (if applicable), co-marketing
* Revenue sharing: Optional splits for channel partners/OEMs. *Full schedule provided in the Partner Agreement.*

### 10. Service Level Agreements (Indicative)

* Mint window: T+0 once custody is confirmed (business hours)
* Attestations: Monthly (standard) • Weekly (premium)
* Redemption: T+1 bar release (standard) • Same-day (priority, location-dependent)
* Support: 24/5 operations; incident updates ≤ 2 hours; post-mortems ≤ 5 business days

### 11. Compliance & Risk Controls

* Licensed settlement: Precious metals & stablecoin rails where applicable
* KYC/KYB & sanctions: Required for program onboarding; mandatory for physical redemption
* Address-level controls: Rare, policy-bound (e.g., legal requests, exploit response)
* Change management: Mint/burn role rotation, key management, upgrade policy
* Risk disclosures: Market, custody, counterparty, bridging, smart-contract, and liquidity risks

### 12. Integrations & Distribution

* Venues: DEX/CEX/OTC partners, market-maker programs
* DeFi rails: Lending markets, LP vaults, hedged strategies, structured notes
* Bridging: Omnichain movement as enabled; settle where liquidity is deepest
* Oracles: Price feeds for NAV/marking (per integration)

### 13. Example Term Sheet (Template)

> Issuer: \<Partner Legal Name>\
> Asset: Gold (LBMA 99.99%), allocated/segregated\
> Unit: 1 troy ounce per token (fixed)\
> Chain: Primary \<chain>; bridging per schedule\
> Initial mint cap: \<X,000> oz (expandable via attestation)\
> Fees: Setup \<x>; Mint \<x bps>; Burn \<x bps>; Settlement \<x>; DeFi \<x>\
> Attestations: Monthly (independent audit optional/quarterly)\
> Redemption: T+1 at \<Vault Location>; shipping at cost\
> Reporting: API + monthly PDF\
> Co-marketing: Joint PR + listing support (optional)

### 14. Example Use Cases

* Refiner working capital: Tokenize 5,000 oz; sell 1,000 oz on-chain; use remaining as collateral for a revolving line.
* Dealer omni-retail: Offer 1-oz PGOLD units to global buyers; ship bars only on redemption.
* Treasury optimization: Park idle bars as tokens for short-term liquidity and hedged LP strategies.

### 15. FAQs

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<summary><strong>Do you support gram/kilo denominations or serial-bar tokens?</strong></summary>

**No.** All issuance is standardized: **1 troy oz per token**.

</details>

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<summary><strong>Who can mint/burn?</strong></summary>

Only role-gated program addresses controlled by the TaaS agreement.

</details>

<details>

<summary><strong>Is KYC/KYB required?</strong></summary>

For program onboarding and **physical redemption**. Secondary on-chain transfers remain permissionless unless policy requires controls.

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<summary><strong>How is supply matched to reserves?</strong></summary>

1:1 mapping with attestation references; burns on redemption reconcile supply.

</details>

### 16. Getting Started

<details>

<summary>Contact Us</summary>

<support@pleasing-international.com>

</details>

<details>

<summary>Schedule a Call</summary>

<https://calendly.com/pleasing_golden/30min>

</details>
